Unsecured Business Loan

Fast capital when you need it most. No upfront credit check, minimal paperwork, flexible repayments.

$5K – $5MWithin hours

Café counter with an espresso machine and stacked cups, lit by daylight from the street windows

Funding for your business

An unsecured business loan can help cover urgent expenses, purchase stock or take the next step in your business. It does not require property or equipment to be offered as security, although a funder may require a personal guarantee.

No upfront credit check
Minimal documentation required
Same-day funding available
Flexible repayment frequency

What to consider

The amount available and repayment schedule depend on your business cash flow and the funder's assessment. Same-day funding may be available after approval and completion of required checks; it is not guaranteed.

Common questions

How quickly can I receive funding?

An offer may be available within hours. Funding timing depends on approval, completed documentation and bank processing times. Simdex aims to provide an offer within 24 hours of reaching out.

What information do I need?

Start with your ABN, business details and average monthly revenue over the past six months. Bank statements are connected exclusively through illion. The funder may request additional information.

Does no upfront credit check mean no credit assessment?

No. An initial enquiry may not require an upfront credit check, but the funder may conduct credit checks during assessment. Ask about the checks required before proceeding.

Explore your funding options

Check Eligibility

All amounts are in AUD. Rates, limits, features and funding times are indicative and subject to funder assessment, eligibility and terms. Fees may apply; approval and funding are not guaranteed.