Lower rates
Secured Business Loan
Use property or equipment as security to unlock lower rates and higher amounts, up to $5M.
Funding for your business
A secured business loan uses an eligible asset, such as property or equipment, to support your application. It can suit larger investments, business expansion or funding needs where a longer repayment period is important.
- Property or equipment security
- Significantly lower rates
- Access to larger amounts
- Longer terms available
What to consider
Indicative rates start from approximately 8% p.a. for qualifying applicants, not every application. Your rate, fees, borrowing limit and term depend on security valuation and funder assessment. Assets provided as security may be at risk if repayments are not met.
Common questions
What can I use as security?
A funder may accept residential or commercial property, or eligible equipment. Acceptance depends on the asset type, value, existing finance and the funder's requirements.
How is my interest rate determined?
The funder considers the security, your business finances and credit profile. The indicative starting rate is not a personalised quote, and fees may apply.
Are longer repayment terms available?
Longer terms may be available depending on the funder and security. Simdex will discuss the repayment schedule and total borrowing cost with you before you decide.
Explore your funding options
Check EligibilityAll amounts are in AUD. Rates, limits, features and funding times are indicative and subject to funder assessment, eligibility and terms. Fees may apply; approval and funding are not guaranteed.