Ongoing access
Line of Credit
A revolving credit facility. Draw when you need it, repay when you can — pay only for what you use.
Funding for your business
A line of credit gives your business access to an approved credit limit that you can draw on as needed. It can help bridge seasonal cash flow gaps, pay suppliers or cover unexpected expenses without taking a new loan for every purchase.
- Pay interest on drawdowns only
- Re-draw as you repay
- No early repayment fees
- Ideal for cash flow management
What to consider
Interest is charged on the drawn balance, but facility, establishment or other fees may still apply. Repayments remain subject to the agreed schedule. Credit limits, redraw access and fee arrangements depend on your funder's terms.
Common questions
How does interest work?
Interest applies to the funds you draw rather than the entire approved limit. Other fees may apply even when the facility is unused, so review the complete cost before accepting.
Can I draw funds again after repaying?
As you repay, funds may become available to redraw up to your approved limit, subject to the facility remaining active and the funder's conditions.
Can I repay early?
Facilities with no early repayment fees may be available. Confirm this in your offer, along with any ongoing facility fees and required minimum repayments.
Explore your funding options
Check EligibilityAll amounts are in AUD. Rates, limits, features and funding times are indicative and subject to funder assessment, eligibility and terms. Fees may apply; approval and funding are not guaranteed.