Disclaimer

1.General disclaimer

The information provided on this website is for general informational purposes only and does not constitute financial, legal, taxation, or credit advice. Simdex Capital Pty Ltd (ABN 83 703 371 797) makes no representations or warranties regarding the accuracy, completeness, or suitability of any information on this website.

You should seek independent professional advice before making any financial decisions.

2.Not a credit offer or approval

Nothing on this website constitutes an offer of credit, a pre-approval, or a guarantee of funding. All loan amounts, interest rates, terms, and conditions displayed are indicative only and are subject to change at any time. Actual credit decisions are made solely by the relevant funder following a full assessment of your application.

The display of indicative rates or loan amounts on this website does not guarantee that any funder will approve your application or offer you those terms. Lending criteria, fees, and conditions apply.

3.Intermediary role

Simdex Capital acts as an intermediary, not a lender. We facilitate introductions between businesses and funders. We are not party to any loan agreement between you and a funder, and we are not responsible for the terms, decisions, conduct, or performance of any funder in our panel.

4.Credit check disclosure

Submitting an application through this website does not constitute a formal credit application. No credit enquiry will be lodged on your credit file at the enquiry stage. You will be informed before any credit check is performed.

5.Business lending — regulatory context

Simdex Capital facilitates business-purpose lending only. Business credit is generally outside the scope of the National Consumer Credit Protection Act 2009. Accordingly, some consumer credit protections under that Act do not apply to business borrowers. We encourage all business borrowers to seek independent legal and financial advice before entering into any credit arrangement.

6.Commission disclosure

Simdex Capital may receive a commission or fee from funders upon successful settlement of a loan. This remuneration is paid by the funder and does not directly affect the rate or terms available to you. Full commission disclosure will be provided prior to any formal application.

7.Website accuracy

While we strive to keep information on our website accurate and up to date, we make no warranty that the website is free from errors. Content is subject to change without notice. We recommend verifying any information with the relevant funder before relying on it.

8.Limitation of liability

To the fullest extent permitted by law, Simdex Capital, its directors, employees, and agents will not be liable for any direct, indirect, incidental, or consequential loss or damage arising from:

• Your use of or reliance on this website or any information contained within it
• Any decision made by a funder regarding your application
• Any errors, omissions, or interruptions in the website's operation

9.External websites

This website contains links to external websites operated by third parties including illion and funder websites. Simdex Capital has no control over the content or practices of these websites and accepts no responsibility for them. Links are provided for convenience only.

10.Contact

For enquiries about this disclaimer, contact us at submissions@simdexcapital.com.